Luxury Home Insurance

Bespoke Cover for Exceptional Properties

Your home is more than a residence — it’s a statement of lifestyle, achievement, and personal taste. Whether it’s an architect-designed coastal estate, a wine farm in the Cape Winelands, or a luxury penthouse in the city, Vereles Wealth provides luxury home insurance solutions that protect every detail.

We go beyond standard cover by working with specialist underwriters who understand the unique risks, materials, and valuations associated with high-value properties. Every policy is tailored to your property’s specific characteristics, location, and lifestyle requirements.

Our Luxury Home Insurance Covers:

  • High-Value Residential Buildings – Full rebuild cost cover, including specialised materials and finishes.

  • Premium Contents Cover – For fine furnishings, artworks, and designer interiors.

  • Guest & Staff Liability Cover – Protection for domestic staff and visitors.

  • Global Cover Options – For second homes or vacation properties abroad.

  • Natural Disaster & Special Risk Cover – From fire and flood to theft and malicious damage.

Why HNWIs Choose Vereles for Luxury Home Cover:

  • Accurate Valuation – Working with leading property valuers to ensure full replacement cost coverage.

  • Specialist Underwriters – Insurers experienced in luxury property risk management.

  • Seamless Claims Experience – Discreet, efficient, and client-focused.

  • Integration with Asset Cover – Aligning home insurance with contents, high-value assets, and estate plans.

Luxury homes deserve luxury protection — cover designed to match their value, beauty, and significance.